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Twist Essentia

Purchase Interest Rate

19,95% (1)

Cash Advance Interest Rate

21,95% (1)

Requirements

Be a Canadian resident
Be 18 years of age or older
Have a monthly income of $1,500 or more
Not be bankrupt or under a consumer proposal

Cash Back

2%(4)

Annual Fees

Applicables  See fees

Learn More

Twist Viva

Purchase Interest Rate

19,95% (1)

Cash Advance Interest Rate

21,95% (1)

Requirements

Be a Canadian resident
Be 18 years of age or older
Have a monthly income of $1,500 or more
Not be bankrupt or under a consumer proposal

Cash Back

3%(4)

Annual Fees

Applicables  See fees

Learn More

Twist Nova

Purchase Interest Rate

19,95% (1)

Cash Advance Interest Rate

21,95% (1)

Requirements

Be a Canadian resident
Be 18 years of age or older
Have a monthly income of $1,500 or more
Not be bankrupt or under a consumer proposal

Cash Back

3%(4)

Annual Fees

Applicables  See fees

Learn More

Twist Aurea

Purchase Interest Rate

19,95% (1)

Cash Advance Interest Rate

21,95% (1)

Requirements

Be a Canadian resident
Be 18 years of age or older
Have a monthly income of $1,500 or more
Not be bankrupt or under a consumer proposal

Cash Back

4%(4)

Annual Fees

Applicables  See fees

Learn More

Twist Zenith

Purchase Interest Rate

19,95% (1)

Cash Advance Interest Rate

21,95% (1)

Requirements

Be a Canadian resident
Be 18 years of age or older
Have a monthly income of $1,500 or more
Not be bankrupt or under a consumer proposal

Cash Back

5%(4)

Annual Fees

Applicables  See fees

Learn More

Twist Imperium

Purchase Interest Rate

19,95% (1)

Cash Advance Interest Rate

21,95% (1)

Requirements

Be a Canadian resident
Be 18 years of age or older
Have a monthly income of $1,500 or more
Not be bankrupt or under a consumer proposal

Cash Back

5%(4)

Annual Fees

Applicables  See fees

Learn More

The only credit card issuer in Canada WITH NO CREDIT CHECK 2

Overview of Key Benefits

Privileges designed for your daily life. Each TWIST card gives you access to real, useful, and instant benefits without the hassle of traditional cards.

Cash Back

Earn a percentage back on your online purchases. Every purchase counts.4

Loyalty Program

Collect points and redeem them for exclusive rewards and privileges.3

Travel Benefits

Travel with peace of mind thanks to privileges designed for your journeys.5

Roadside Assistance

Quick help when you encounter trouble on the road.6

Cash Advance

Access your money when you need it.1

No Credit Check

No review of your credit file: get your card without stress or judgment.2

Explore the TWIST universe

Don’t waste another minute: complete your application in just a few clicks and start enjoying your benefits.

With TWIST, better financial management is within your reach without hassle or complications.