Who Are We?

TWIST is about rethinking the way we use money.

Proudly Canadian, our company was founded on a simple idea: to provide everyone with easy, flexible, and fair access to modern financial solutions.

No matter your background or financial history, TWIST is here to support you—with no judgment and no barriers.

Our offer
Our mission

What our users think about TWIST!

Our Mission

To empower individuals by giving them control over how, when, and where they use their credit options.

Our Values

Accessibility

A card open to all, even without a perfect credit history.

Simplicity

Clear tools, free from jargon and banking complexity.

Respect

A human approach, without judgment, focused on each individual’s reality.

Security

Robust technologies and a team attentive to protect your data and payments.

Transparency

No surprises, just clear and transparent information.

Less stress, more TWIST

Recharge your buying power

Our Offer

With TWIST, you don’t just get a card :
you get control.

We offer a 100% digital card, with no credit check required, usable upon approval, and accepted at a growing network of partner merchants.

With TWIST, you benefit from:

Fast, simple, and secure payments
Human and accessible customer support
Benefits and rewards tailored for you

Our Team

Behind TWIST is a close-knit, caring team dedicated to providing impeccable service.

We believe that good service should never be complicated. That’s why, at every step, you’re supported by real people who are available and attentive to your needs.

At TWIST, we’ve understood the true twist of great customer service.

Our Commitments

At TWIST, we believe in responsible and inclusive finance.

We are committed to:

Protecting your personal data

with cutting-edge security technologies.

Offering equitable access,

without prejudice related to your financial history.

Reducing environmental impact

with a plastic-free, 100% mobile card.

Providing human customer service,

available via chat, phone, and email.